LOTS of thought has gone into this decision... maybe too much thought even... but paying off the car makes the most sense. When we add up the months of not making the & the months of not having to pay for "school" for Kasen (only 3 more months of tuition left!!), we're going to have a nice chunk added to savings. PLUS we're adding a significant amount every month now, since we're not blowing it on silly stuff, so all added up, we'll be good. Plus, we'll be DEBT FREE. I already feel the relief!!
I am taking money out of this to pay for swim lessons for Kasen, as I plan to spend a lot of time at both the pool & beach this summer, but other than that, this money is going to lift a big burden off our back. FREEDOM. ...Plus, I truly hope to STAY debt free (but the house we'll buy soon enough) this time. I will run my current car into the ground, then buy what we can afford. I hope. Life happens, I know, but this is the plan.
So, there you go. Option #2 is the winner. Which is what most of you told me to do - that makes YOU winners! :)
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